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Advanced EMI Calculator

Estimate periodic payments, total interest, fees and amortization. Add an optional recurring extra payment to compare scenarios.

Loan assumptions

Loan amount

Annual interest rate (%)

Tenure (years)

Payments per year

Processing fee (%)

Extra payment each period

Include fee in financed principal

This calculator uses a standard reducing-balance installment model. Actual lender calculations can differ.

Periodic payment—

Total interest—

Total paid—

Financed principal—

Scenario

Run a calculation.

Amortization

Payment schedule

Period	Payment	Interest	Principal	Extra	Balance